Desert Oasis Homes with FHA New Financing

Desert Oasis Homes with FHA New Financing

Welcome to Desert Oasis, an enchanting community nestled in the heart of Surprise, Arizona, within the vibrant Maricopa County. This picturesque neighborhood is designed for those who appreciate the serenity of suburban living while still enjoying the conveniences of urban amenities. With stunning desert landscapes and breathtaking mountain views, Desert Oasis is a true gem for families, retirees, and everyone in between.

The homes in this delightful community are thoughtfully designed to cater to modern living, featuring open floor plans, spacious backyards, and contemporary finishes. One of the standout features of Desert Oasis is that many of these homes qualify for FHA new financing, making it easier for first-time buyers and those looking to invest in their dream home. This financing option opens the door to homeownership for many, allowing you to secure a beautiful property in this sought-after area without the burden of hefty down payments.

Living in Desert Oasis means embracing an active lifestyle with access to nearby parks, recreational facilities, and walking trails. The community is also conveniently located near shopping centers, dining options, and top-rated schools, ensuring that everything you need is just a stone's throw away.

Whether you’re looking to settle down in a peaceful environment or seeking a vibrant community with plenty of activities, Desert Oasis in Surprise, AZ, offers the perfect balance. Come and discover the charm of this exceptional neighborhood, where your dream home awaits!

Newest Desert Oasis Homes with FHA New Financing

$434,500
4 Beds ⋅ 2 Baths ⋅ 7036179 MLS ⋅ 2,187 SqFt.
Enjoy the freedom of extra space both inside and out in this 4-bedroom, 2-bath home. The open great room floor plan creates an inviting gathering space with a spacious living area, dining area, and breakfast bar. Full suite of stainless appliances included. The primary bedroom is generously sized, with an ensuite that features a double sink vanity, private toilet room, shower/tub combo, and large walk-in closet. The washer and dryer are included. The oversized elbow lot, 2-car garage, RV gate, and RV parking make it easy to accommodate your lifestyle, hobbies, and outdoor enjoyment. 50 amp EV charging plug included. Per Seller you can build a shed or workshop in the backyard-8 ft tall is the maximum and 5 feet from the wall. Every foot above that needs to be another foot away from the wall. RV parking-as long as you can't see what you park behind the gate from the street. Buyer will need to review CCR's to confirm.

17207 W Pinnacle Vista Drive, Surprise
$405,000
3 Beds ⋅ 2 Baths ⋅ 7019583 MLS ⋅ 1,784 SqFt.
Welcome to Desert Oasis! Built in 2021, this move-in ready home combines modern design with thoughtful upgrades throughout. Featuring 3 bedrooms, a fully enclosed den ideal for a home office or flex space, and 2 bathrooms, this functional floor plan is designed for comfortable everyday living. Notable upgrades include an RV gate, a rare 4-foot garage extension, approximately $4,000 in added insulation throughout the home for enhanced energy efficiency, and 9-foot ceilings that create a bright, open atmosphere. The kitchen is the centerpiece of the home, offering granite countertops, a custom tile backsplash, white staggered cabinetry, stainless steel appliances, and an oversized island that overlooks the spacious great room, making it ideal for entertaining. Additional features include wood-look plank tile flooring throughout the main living areas and 2-inch faux wood blinds throughout. With modern finishes, energy-efficient upgrades, and a highly desirable layout, this home is truly move-in ready. The primary suite offers a walk-in closet and a dual-sink vanity with granite countertops for a clean, modern finish. Step outside to a real grass backyard, plus two storage sheds for added convenience. Energy efficiency is a major bonus, complete with solar to help keep utility costs down.

16719 W Rowel Road, Surprise
$399,000
3 Beds ⋅ 2 Baths ⋅ 6915574 MLS ⋅ 1,570 SqFt.
This home offers an ASSUMABLE FHA loan with a permanent lower interest rate, a rare opportunity for today's buyers. Peaceful, private, and move-in ready. Welcome to this bright and peaceful 3-bedroom, 2-bathroom home in the sought-after Desert Oasis community of Surprise. Built just a few years ago, this home offers all the benefits of new construction without the wait, dust, or unfinished landscaping. Step inside to a flowing open-concept great room where the large center island anchors the kitchen...perfect for hosting gatherings, weeknight dinners, or morning coffee chats. The split-floorplan design creates a thoughtful layout, with a spacious primary suite and walk-in closet privately tucked away from the secondary bedrooms. Enjoy a peaceful backyard retreat, complete with a spacious a spacious grassy area, rock accents, and thoughtfully placed bushes and plants that add greenery and color. With no construction nearby and a larger lot than many newer builds, this outdoor space is ready for relaxation, play, or entertaining from day one. Beyond your front door, you'll love being part of Desert Oasis, with access to an exclusive community pool and splash pad, and just minutes from Asante Park & Library, plus grocery shopping, dining, and coffee at 163rd & Pat Tillman Blvd. If you're looking for a home that blends modern design, a move-in ready backyard, and sought-after neighborhood amenities, this is the one. Listing agents are related to seller.

17729 W Fetlock Trail, Surprise
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.