Desert Oasis Homes with FHA New Financing

Welcome to Desert Oasis, an enchanting community nestled in the heart of Surprise, Arizona, within the vibrant Maricopa County. This picturesque neighborhood is designed for those who appreciate the serenity of suburban living while still enjoying the conveniences of urban amenities. With stunning desert landscapes and breathtaking mountain views, Desert Oasis is a true gem for families, retirees, and everyone in between.

The homes in this delightful community are thoughtfully designed to cater to modern living, featuring open floor plans, spacious backyards, and contemporary finishes. One of the standout features of Desert Oasis is that many of these homes qualify for FHA new financing, making it easier for first-time buyers and those looking to invest in their dream home. This financing option opens the door to homeownership for many, allowing you to secure a beautiful property in this sought-after area without the burden of hefty down payments.

Living in Desert Oasis means embracing an active lifestyle with access to nearby parks, recreational facilities, and walking trails. The community is also conveniently located near shopping centers, dining options, and top-rated schools, ensuring that everything you need is just a stone's throw away.

Whether you’re looking to settle down in a peaceful environment or seeking a vibrant community with plenty of activities, Desert Oasis in Surprise, AZ, offers the perfect balance. Come and discover the charm of this exceptional neighborhood, where your dream home awaits!

Newest Desert Oasis Homes with FHA New Financing

$579,900

4 Beds ⋅ 4 Baths ⋅ 7079157 MLS ⋅ 2,857 SqFt.

BRAND NEW with FULLY ASSUMABLE mortgage! Welcome home to the Darius, a thoughtfully designed ranch-style floor plan featuring soaring 10-foot ceilings and 9-foot doors throughout. The private primary suite offers a spacious walk-in closet and a luxurious bath with a soaking tub and separate shower. A rare second primary suite with its own adjoining living area provides the perfect setup for multi-generational living, long-term guests, or extended family. Enjoy a dedicated study, expansive great room, and seamless access to the covered patio for effortless indoor-outdoor living. The chef-inspired kitchen showcases a large center island, walk-in pantry, dining nook, and gourmet stainless steel appliances.

17633 W Running Deer Trail, Surprise

$399,000

3 Beds ⋅ 2 Baths ⋅ 7019583 MLS ⋅ 1,784 SqFt.

Welcome to Desert Oasis! Built in 2021, this move-in-ready home offers the space, upgrades, and functionality today's buyers are looking for. Featuring 3 bedrooms, a fully enclosed den perfect for a home office or flex space, and 2 bathrooms, the thoughtfully designed floor plan makes everyday living both comfortable and convenient. Standout features include an RV gate, a rare 4-foot garage extension for added parking and storage, approximately $4,000 in upgraded insulation for improved energy efficiency, and 9-foot ceilings that enhance the home's bright, open feel. At the heart of the home, the kitchen features granite countertops, a custom tile backsplash, white staggered cabinetry, stainless steel appliances, and an oversized island overlooking the spacious great room. Additional features include wood-look plank tile flooring throughout the main living areas and 2-inch faux wood blinds throughout. With modern finishes, energy-efficient upgrades, and a highly desirable layout, this home is truly move-in ready. The primary suite offers a walk-in closet and a dual-sink vanity with granite countertops for a clean, modern finish. Step outside to a real grass backyard, plus two storage sheds for added convenience. Energy efficiency is a major bonus, complete with solar to help keep utility costs down.

16719 W Rowel Road, Surprise

$394,700

3 Beds ⋅ 2 Baths ⋅ 6915574 MLS ⋅ 1,570 SqFt.

ASSUMABLE FHA loan with a rate under 5%. Comparing new construction in North Surprise? Get the newer-home feel without starting from scratch. This bright, move-in ready 3-bedroom, 2-bath home in Desert Oasis already has features many new-build buyers still have to add: a finished backyard, established landscaping, and usable outdoor space from day one. It also sits on a larger lot than many nearby new builds, with no construction nearby. Inside, the open great room flows into a spacious kitchen with a large center island and plenty of room for everyday living and entertaining. The primary suite includes a walk-in closet, while two additional bedrooms offer flexible space for a nursery, guests, a home office, or hobbies. Out back, the work is already done. grassy area, rock accents, and thoughtfully placed plants and shrubs create a comfortable space to relax, play, or entertain without another project waiting after move-in. Desert Oasis residents enjoy a community pool and splash pad, with Asante Park & Library plus grocery shopping, dining, and coffee at 163rd Ave & Pat Tillman Blvd just minutes away. For buyers comparing new construction in North Surprise, this home offers a strong alternative: a newer home, finished outdoor space, established surroundings, a larger lot, and an assumable FHA loan with a meaningful rate advantage. FHA assumption is available through the lender-approved assumption process; subject-to offers will not be considered. Listing agents are related to seller.

17729 W Fetlock Trail, Surprise

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