Sun City Homes with Owner May Carry New Financing

Sun City Homes with Owner May Carry New Financing

Welcome to Sun City, Arizona – a vibrant oasis in the heart of Maricopa County that perfectly blends leisure, lifestyle, and community spirit. Known for its warm, sunny climate and welcoming atmosphere, Sun City is a premier destination for active adults seeking a fulfilling and engaging lifestyle. With its meticulously designed neighborhoods, residents enjoy access to a plethora of amenities, including golf courses, recreational centers, and beautifully maintained parks.

The heart of Sun City is its rich array of activities tailored for those 55 and older, making it an ideal place to retire or simply enjoy life at a slower pace. Whether you’re an avid golfer, a social butterfly, or someone who appreciates the beauty of nature, Sun City offers something for everyone. The community is also home to various clubs and groups, ensuring that you’ll always have the opportunity to meet new friends and pursue your passions.

For those considering a move to this charming city, you’ll be pleased to know that many homes in Sun City come with owner may carry new financing options. This unique financing opportunity allows for greater flexibility, making it easier for buyers to secure their dream home without the stress of traditional lending requirements.

With its stunning desert landscapes, vibrant community, and diverse housing options, Sun City, AZ is more than just a place to live; it’s a lifestyle choice. Discover the joys of Sun City and find your perfect home today!

Newest Sun City Homes with Owner May Carry New Financing

$549,900
5 Beds ⋅ 2 Baths ⋅ 7060137 MLS ⋅ 1,809 SqFt.
*SELLER FINANCING AVAILABLE***Turnkey, high-yield single-family investment property in Sun City! Fully updated 1,809 sq ft single-story residence sold strictly as a leased fee investment asset. The property is occupied under an executed 5-year commercial (NNN) lease commencing August 1, 2026, generating $4,500/month ($54,000/year initial base rent) with built-in 5% annual escalations. True NNN structure provides hands-off, landlord-friendly cash flow backed by both personal and corporate guarantees. Located in a quiet, established Sun City neighborhood close to local amenities and golf courses. Business entity and personal property are excluded from the real estate sale. Outstanding opportunity for 1031-exchange buyers or passive income investors seeking steady yield.

10013 W Desert Forest Circle, Sun City
$265,000
3 Beds ⋅ 2 Baths ⋅ 7046478 MLS ⋅ 1,690 SqFt.
Welcome home! Check out this amazing home in the desirable 55+ community of Sun City! Featuring 3 bedrooms, 2 bathrooms, and an enclosed Arizona room. This home offers comfort, functionality, and energy efficiency. Enjoy the benefits of owned solar panels - no lease! The spacious floor plan includes a bright living area, formal dining space, and an updated kitchen with granite countertops, white cabinetry, and stainless-steel appliances. The primary suite features a private bath, while the Arizona room provides additional flexible living space. Relax under the covered patio and enjoy the mature landscaping. Conveniently located near golf courses, recreation centers, shopping, dining, and more!

10034 W Concord Avenue, Sun City
$188,900
2 Beds ⋅ 2 Baths ⋅ 7043761 MLS ⋅ 1,221 SqFt.
*SELLER FINANCING OPTION* Open the front door to this comfy, split floorplan, with a separate dinning room and living room. Brand new carpet. PLEASE take your shoes off at the door! Master Bedroom includes a personal bathroom with a step in shower. Exit the Master bedroom and right into this large Arizona room which can be used for guest quarters or even office space for a morning cup of coffee while looking over emails. Need some fresh air, take a step outside and enjoy your fenced in patio rather its you by yourself or letting the Pets out! Garage has plenty of storage cabinets and shelves for your convenance. Half of a mile from the rec center, take a leisure walk, a bike ride, or hop in a cart and enjoy this beautiful community!

10837 W Santa Fe Drive, Sun City
$315,000
2 Beds ⋅ 2 Baths ⋅ 7032624 MLS ⋅ 1,398 SqFt.
Expanded Woodbury sitting on a NORTH /SOUTH lot with a great north back yard extremly low maintance awaits with a brand new roof just installed 1st week of May 2026. New flooring was installed, duel pane windows, nice oak cabinets, double door refrigerator, smooth top stove, and built in microwave, tile in all the right places. Connected laundry room with direct entry to garage.Traveling by chance or maybe want to keep the heat out roll down your roller shields and enjoy the privacy and the protection from the sun. Great backyard patio slab poured for your entertaining along with a screened in patio off the addition of the rear of this great woodbury. Two car garage with ample built in storage cabinets, electric door opener with insulated garage door.

9850 W Emberwood Drive, Sun City
$352,000
2 Beds ⋅ 2 Baths ⋅ 6926412 MLS ⋅ 1,789 SqFt.
55+area.100% OWNED SOLAR PANELS. APS bill is actually a LARGE credit right now. HOME WARRANTY OFFERED FOR FIRST YEAR. INSPECTION REPORT HAS BEEN COMPLETED & ALL REPAIRS ARE COMPLETED. Beautifully remodeled 2-Bedroom, 2-Bathroom home in the desirable Sun City Community. Featuring fresh interior and exterior paint, new hardwood flooring, and an open layout filled with natural light. The updated kitchen includes a large island and brand-new stainless steel appliances: refrigerator, dishwasher, oven, and microwave. The primary bathroom features a sleek marble step-in shower. A stylish barn door opens to a spacious laundry room that can double as an office. Enjoy a large, low-maintenance yard and covered back patio--perfect for relaxing. Newer roof, A/C, and energy-efficient solar system.

9339 W Spanish Moss Lane, Sun City
$489,900
3 Beds ⋅ 3 Baths ⋅ 6926235 MLS ⋅ 3,001 SqFt.
Searching for car enthusiasts! Rare find in Sun City with an 1169 sq foot permitted addition offering multiple versatile opportunities! Could be living quarters as there is a full bathroom added, could be a workshop or could hold 6 cars or toys whichever fits your needs! There are very few homes in Sun City who offer this kind of space! New sewer lines installed to ensure capacity for the addition. The original two car garage has just been painted! This cul-de-sac lot offers an expansive backyard! The main home is thoughtfully outfitted with triple pane windows, ensuring superior insulation against both sound and heat. Noteworthy recent upgrades include a new AC unit and water heater installed in 2021, The oven and stove top were replaced in 2018. New kitchen counters insalled 2026! Maintenance and improvements extend to the infrastructure, with sewer lines and clean outs updated during the 2017 addition. The exterior features a freshly painted back wall, benefiting from a five-year warranty, with two years remaining. . The roof was replaced in 2018, with insurance coverage through AAA. To accommodate discerning buyers, seller financing terms may be considered.

9710 W Campana Drive, Sun City
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.