Mountain Gate Homes with VA Loan New Financing

Mountain Gate Homes with VA Loan New Financing

Welcome to Mountain Gate, a hidden gem nestled in the picturesque town of Clarkdale, Arizona, within Yavapai County. This charming community is surrounded by the breathtaking beauty of the Verde Valley and offers residents a perfect blend of tranquility and adventure. With its stunning mountain views, abundant outdoor recreational opportunities, and a tight-knit community atmosphere, Mountain Gate is an ideal place to call home.

The homes in Mountain Gate are designed with comfort and modern living in mind, making them perfect for families, retirees, and everyone in between. One of the standout features of this community is the availability of VA loan new financing options, which makes it easier for veterans and active-duty military members to secure their dream home. This financing option not only provides favorable terms but also reflects the community's appreciation for those who have served our country.

In Mountain Gate, you can enjoy spacious layouts, contemporary finishes, and thoughtfully designed outdoor spaces that invite you to soak in the stunning Arizona sunsets. The community is conveniently located near local amenities, parks, and hiking trails, ensuring that residents can enjoy a vibrant lifestyle surrounded by nature.

Whether you’re looking to build your future or retire in peace, Mountain Gate offers a welcoming environment where neighbors become friends, and every day feels like a vacation. Discover the charm of this exceptional community and see why so many are choosing to make Mountain Gate their forever home!

Newest Mountain Gate Homes with VA Loan New Financing

$1,100,000
4 Beds ⋅ 4 Baths ⋅ 7062815 MLS ⋅ 5,167 SqFt.
Pride of ownership shines in this beautifully maintained home on an acre lot! Features include 4 bedrooms and 3.5 bathrooms, a 3 car garage, RV gate, bright open interior, high ceilings, plantation shutters, tile and carpet flooring, formal living and dining areas, den, loft, media room and a spacious great room with a fireplace and surround sound wiring. The chef's kitchen offers granite counters, abundant cabinetry, butler's area, walk-in pantry, stainless appliances, island, and breakfast nook. Retreat to the luxurious backyard equipped with a pool, spa, out door kitchen, fire place, artificial turf and sports deluxe package! There is a basketball court that triples as a badminton and Volley ball court! Keep exploring and you'll find a putting green and a horse shoe court. This home has it all! Major updates include A/C units from 2020 and 2022, roof replaced Dec. 2025, 2020 tankless water heater, 2026 water softener, all-new windows, and a newly resurfaced deck. Owned SolarEdge solar, installed in 2015, is grandfathered on APS's 1:1 energy plan. Extravagant is an understatement!

10746 N 146th Avenue, Surprise
$699,900
5 Beds ⋅ 5 Baths ⋅ 7055365 MLS ⋅ 3,716 SqFt.
Welcome to this spacious 3,716 sq ft two-story home in Mountain Gate, offering 5 bedrooms, 5 bathrooms, and mountain views! The main level features a spacious living room just off the entry, a generous open-concept dining area and kitchen featuring an island and fireplace, plus a bedroom and full bath--ideal for guests or multigenerational living. Upstairs you'll find a versatile den, game or hobby area, and 4 additional bedrooms, including a private primary suite with dual closets, dual vanities, walk-in shower, and luxurious soaking tub. Enjoy the low-maintenance backyard with turf, covered paver patio, privacy fencing, and storage shed. A perfect blend of space, comfort, and Arizona lifestyle!

608 Bootleg Road, Clarkdale
$620,000
4 Beds ⋅ 5 Baths ⋅ 7053140 MLS ⋅ 3,079 SqFt.
Discover this 4-bed single-family home in Clarkdale offering 3,079 sq ft of thoughtfully designed living with 4.5 baths and two private primary en-suites, one on each level. Built in 2015, this Energy Star-rated Craftsman home features an open floor plan, 9-foot ceilings, wood and wood-look tile flooring, plantation shutters, a fireplace, and a chef's kitchen with a large island, walk-in pantry, and brand-new LG stainless steel appliances. Enjoy Mingus Mountain views, cherry blossom and fruit trees, a 2-car garage, and Mountain Gate amenities including pickleball, basketball, a dog park, and a private park. Minutes from Sedona, Jerome, Old Town Cottonwood, and Arizona Wine Country. Welcome Home Nestled in the heart of Clarkdale, this beautifully designed Energy Star-rated Craftsman home offers 3,079 square feet of thoughtfully planned living space with 4 bedrooms, 4.5 bathrooms, and a layout that accommodates a variety of lifestyles. Whether you're hosting guests, working from home, or seeking multigenerational flexibility, this home delivers exceptional comfort and functionality. Interior Features " Spacious 3,079 sq ft floor plan. " 4 bedrooms and 4.5 bathrooms. " Two private primary en suites, including one on the main level and one upstairs. " Ideal layout for multigenerational living or extended guests. " Open-concept design filled with natural light. " 9-foot ceilings throughout. " Warm and inviting living room with fireplace. " Wood and wood-look tile flooring throughout the home. " Plantation shutters throughout. " Neutral finishes ready for your personal style. " Spacious walk-in closets. Chef's Kitchen Designed to be the heart of the home, the kitchen combines style and function with: " Large center island with seating. " Brand-new LG stainless steel appliances. " Walk-in pantry. " Abundant cabinetry and workspace. " Seamless flow into the dining and living areas, perfect for entertaining. Upstairs Living " Private second primary suite. " Jack-and-Jill secondary bedrooms with shared bathroom. " Charming Juliette balcony. " Flexible spaces for family, guests, or a home office. Outdoor Living Step outside and enjoy Northern Arizona's beautiful surroundings. " Scenic Mingus Mountain views. " Cherry blossom trees create beautiful seasonal curb appeal. " Mature fruit trees in the backyard. " Low-maintenance lot. " Attached two-car garage with two individual garage doors and direct interior access. Energy Efficiency " Built in 2015. " Energy Star-rated construction for improved efficiency and comfort. Mountain Gate Community Amenities Quarterly HOA: $154 Residents enjoy: " Private Mountain Gate Park. " Pickleball courts. " Basketball court. " Dog park. " Well-maintained community spaces. Prime Northern Arizona Location This home places you close to some of Arizona's most popular destinations. Approximately: " Less than 30 minutes to Sedona. " About 10 minutes to historic Jerome. " Minutes to Old Town Cottonwood. " Close to Arizona Wine Country. " Near Tuzigoot National Monument. " Convenient to Pecks Lake. " Easy access to the Verde Canyon Railroad, known as Arizona's Longest Running Nature Show. " Nearby hiking, dining, shopping, wineries, and outdoor recreation. Why You'll Love This Home This home offers the rare combination of two private primary suites, spacious open living areas, quality finishes, beautiful mountain views, and an unbeatable location in the Verde Valley. Whether you're looking for your primary residence, a seasonal retreat, or a home with room for extended family, 493 Miners Gulch Drive offers exceptional versatility and timeless appeal. If you've been searching for a 4-bed single-family home in Clarkdale that combines thoughtful design, modern amenities, and easy access to everything Northern Arizona has to offer, this home deserves your attention. Call or text to schedule your private showing today.

493 Miners Gulch Drive, Clarkdale
$475,000
2 Beds ⋅ 2 Baths ⋅ 7052994 MLS ⋅ 1,501 SqFt.
Energy efficient living in the heart of Mountain Gate. Completed in 2022, this modern home blends thoughtful green construction with a relaxed small town lifestyle in one of Clarkdale's most popular neighborhoods. Tree lined streets, sidewalks, and nearby parks create a welcoming place to walk the dog, meet neighbors, or enjoy sunset views toward Mingus Mountain and the red rocks. Just minutes from Old Town Cottonwood, Jerome, local wineries, and Verde River recreation, it offers an ideal base for exploring the Verde Valley while keeping daily life convenient and low stress. Inside, the home is designed for comfort and healthier indoor air, with advanced air sealing, whole house filtration, owned solar, and low or no VOC materials. An open great room flows to the covered patio, making it easy to entertain or simply relax outdoors most of the year. The large kitchen pairs elegant cabinetry with granite counters and generous storage, so cooking and gathering both feel simple and enjoyable. With newer systems, energy conscious construction, and a friendly community atmosphere, this home offers a turnkey option for enjoying the Verde Valley's trails, wine tasting, local festivals, and day trips to Sedona and Jerome.

267 Whistle Stop Road, Clarkdale
$429,500
3 Beds ⋅ 3 Baths ⋅ 7049587 MLS ⋅ 2,151 SqFt.
Stunning, fully remodeled townhome in Clarkdale's highly desirable Mountain Gate neighborhood. This home feels brand new with major upgrades: dual new AC units, new water heater, fresh interior paint, new carpet, modern fixtures, stainless appliances, and a sleek epoxy garage floor. Enjoy open, unobstructed views of Mingus Mountain right from your backyard. Unbeatable location within walking distance to local parks, shops, restaurants, playgrounds, and pickleball courts. Low-maintenance living at its finest--the HOA covers all exterior maintenance, front yard landscaping, and the roof! Perfect blend of luxury, convenience, and peace of mind.

655 Brindle Drive, Clarkdale
$525,000
3 Beds ⋅ 2 Baths ⋅ 7031559 MLS ⋅ 1,928 SqFt.
This beautifully upgraded 2021-built home blends modern comfort, thoughtful design, and breathtaking mountain views into one exceptional opportunity. Featuring 3 bedrooms and 2 baths, this home offers an inviting open-concept layout perfect for both everyday living and entertaining. Inside, you'll find stylish plank flooring, upgraded appliances, and a chef-inspired kitchen that flows seamlessly into the spacious living area. The luxurious primary suite is designed to impress with double vanities and a stunning tiled walk-in shower with upgraded glass finishes. Step outside to the covered back patio and take in the gorgeous mountain views while imagining the endless possibilities for your dream backyard oasis. Residents enjoy amenities including Pickle Ball, Basket Ball & Private Park.

490 Miners Gulch Drive, Clarkdale
$534,000
3 Beds ⋅ 2 Baths ⋅ 7022210 MLS ⋅ 1,939 SqFt.
REDUCED PRICE! MOTIVATED SELLERS - LOVE THE HOME BUT RELOCATING FOR WORK!! - Some homes check the boxes. This one raises the bar. Built in 2022 and barely lived in, this Mountain Gate gem sits on one of the largest lots in the community -- a rare find that opens the door to outdoor living on your own terms. The backyard is a genuine blank slate with two distinct yard areas, giving you the flexibility to create whatever you can imagine: a pool, a garden retreat, an entertainer's dream. And as a backdrop? Sweeping views of Jerome's iconic hillside ''J'' and the rugged ridgeline of Mingus Mountain -- the kind you'll never tire of. Step inside and the open-concept layout immediately impresses. Luxury vinyl plank flooring runs throughout, contemporary color palettes set a fresh, modern tone, and stylish fixtures finish the details. The kitchen is both functional and beautiful: dark granite countertops, expanded counter space, and a generous pantry make it as practical as it is polished. The split-bedroom floor plan keeps the primary suite tucked away for privacy -- and it's spacious enough to include a sitting area. The en-suite bathroom takes the relaxation factor up a notch with a large garden tub and a rain head shower that turns an ordinary morning into something worth waking up for. The two additional bedrooms and a separate den/office give everyone room to spread out, whether you're hosting guests or working from home. An interior laundry room keeps daily life tidy, and the long paved driveway and attractive front landscaping make a strong first impression before anyone even steps inside. Efficiency-minded buyers will appreciate the owned solar panels and a clever hybrid electric water heater that pulls heat from the garage in summer to help heat your water -- genuinely smart design that pays off month after month. Modern finishes, flexible living space, an oversized lot with room to grow, and views that belong on a postcard. This one is a must-see.

516 Chinaberry Drive, Clarkdale
$489,900
3 Beds ⋅ 2 Baths ⋅ 7019960 MLS ⋅ 1,504 SqFt.
MOVE-IN READY NOW! Investor alert-priced under market for our Grand Opening. Amazing Redrock & Mingus Mountain views from this Brand-new, designer home in the new Somerset Community. Located in the beautiful Mountain Gate Subdivision in Clarkdale-early release pricing = instant equity. Built by Petrie Contracting LLC, this Craftsman home with brick veneer is loaded with upgrades: 10' ceilings, foam insulation, post-tension slab, oversized 8' front door and garage door, quartz throughout, executive-height countertops, 36'' maple cabinets, wood-grain laminate flooring, & 12x24 tile floors in the bathrooms. $7,500 earnest money. Early pricing won't last. Ask about the other 1504 & 1715 sq ft homes currently under construction w no construction loan. You'll love them!

788 Flat Iron Road Unit Lot 502, Clarkdale
$599,900
3 Beds ⋅ 2 Baths ⋅ 7019345 MLS ⋅ 1,884 SqFt.
PRICED DRAMATICALLY REDUCED. THIS HOUSE IS PRICED TO SELL & IT'S SO TIGHT! Rare opportunity to own the highly sought-after Highlander Plan-- a bright, open design that lives far larger than its 1,884 sq ft and is beautifully appointed with exceptional custom upgrades throughout. It is perfectly positioned on an oversized lot with unobstructed Red Rock and Mingus Mountain views. Immaculate and exceptionally well maintained--the home shows beautifully. Enjoy Red Rock sunrises from the front and sweeping Mingus Mountain sunsets from the back, with panoramic views in both directions--all from a professionally landscaped homesite backing to a protected wash and greenspace for outstanding privacy. Barely lived in, this 3-bedroom (3rd Bedroom w/ closet) Highlander plan lives like a model ho It offers refined finishes, thoughtful upgrades, and seamless indoor-outdoor living designed for comfort and beauty. Step inside to warm designer details including Gemcore Coronado waterproof luxury plank flooring, custom Vasari limewash accent walls, upgraded Andersen windows, elegant Logan two-panel doors, and curated designer lighting throughout. The open great room centers around a sleek linear fireplace and expansive picture windows that frame the surrounding landscape and natural light. The chef's kitchen blends style and performance with Calacatta Miranda quartzite countertops, Bosch 800-series refrigerator, Whirlpool gas range, KitchenAid dishwasher, custom Maple cabinetry with soft-close drawers, and a spacious island finished in honed granite--perfect for entertaining. The private owner's retreat is designed as a sanctuary with enhanced sound-dampening insulation, custom blackout drapery, and a spa-inspired bathroom featuring a curbless walk-in shower with floor-to-ceiling tile and bench, executive-height vanity, granite counters, and a TOTO Washlet bidet. A versatile double-door den offers the perfect space for a home office or creative studio, while the guest suite and bath showcase equally elevated finishes and designer touches. Step outside to your extended 11' x 20' outdoor great room, where solar shades, a ceiling fan, custom turf landscaping, and a Bullfrog R7L spa create the ultimate private retreat--perfectly positioned to enjoy the dramatic Mingus Mountain sunsets. Additional premium features include solar, a REME HALO whole-home air purification system, reverse osmosis system, water softener, extra insulation in the primary suite, laundry room, and garage, plus a fully insulated garage and garage door--enhancing comfort, quiet, and energy efficiency throughout. With unobstructed views, exceptional privacy, and a level of upgrades rarely seen, this like-new luxury home offers a truly elevated living experience.

441 Miners Gulch Drive, Clarkdale
$729,000
3 Beds ⋅ 2 Baths ⋅ 7011840 MLS ⋅ 1,824 SqFt.
All the things you didn't know you needed--thoughtfully brought together in one magnificently upgraded home. . Set on an oversized view lot at the end of a quiet cul-de-sac, this immaculate 3-bedroom, 2-bath residence is a true standout, complete with a 57' RV garage featuring full hookups. Designed by Lawler Construction with efficiency at its core, the home boasts Energy Star and Indoor airPLUS certifications, R-19 insulation, and an exceptional HERS rating of 24--delivering both comfort and long-term savings. From the moment you step through the custom front door, it's clear--this is a floorplan rarely seen so expertly elevated. The interior showcases wood-look ceramic tile flooring throughout, custom cabinetry extended to the ceiling, stone countertops, a farmhouse basin sink, under-cabinet lighting, designer floating shelves, and chef-quality appliances anchoring a truly refined kitchen. The open-concept design seamlessly connects the kitchen, great room, and dining area, all bathed in natural light from expansive glass sliders that open to a generous covered patio--ideal for seamless indoor-outdoor living. The backyard is where this property truly sets itself apart. Positioned on an oversized lot with ample room to design your dream outdoor environment, the space is already strategically equipped with electric and water in ideal placement for a future pool, spa, outdoor kitchen, or garden retreat--saving you time, cost, and guesswork when bringing your vision to life. The pièce de résistance: a tranquil primary suite designed as a true retreat, featuring a beach-style walk-in tile shower, dual vanities, and a spacious closet that finally delivers on scale and function. Additional highlights include owned solar, proximity to a nearby community park, and a prime location just minutes from historic Clarkdale, local dining and shopping, and a scenic drive to the iconic red rocks of Sedona. The HOA has no rental term restrictions. This is more than a home--it's a fully realized lifestyle, with room to grow and make it entirely your own sanctuary. Select photos have been digitally staged to showcase the versatility of the additional living spaces.

524 Powder Box Road, Clarkdale
$784,900
4 Beds ⋅ 3 Baths ⋅ 7009444 MLS ⋅ 2,195 SqFt.
Discover a rare investment opportunity blending luxury, sustainability, and income potential--set against breathtaking, unobstructed Sedona Red Rock views from the back and stunning Mingus Mountain views from the front. This exceptional property offers 3,613 sq ft under roof, including 2,195 sq ft of living space and a versatile 405 sq ft detached casita--ideal for Airbnb, long-term rental income, private guest retreat, or in-law quarters. Built by an award-winning sustainable builder, this home is approximately 50% more energy efficient than the average new build--delivering significantly lower utility costs and long-term savings. Loaded with upgrades. This custom home offers: luxury vinyl flooring, GE Café appliances, 9' ceilings, foam insulation, 2-tone paint, custom cabinetry, quartz countertops, a dramatic 12' atrium wall of glass, extended back patio, beach-entry tile shower, and upgraded hardware and lighting throughout. A massive 1,059 sq ft RV garage adds even more value and flexibility. Currently under construction with completion expected in July--secure it now before this opportunity is gone.

523 Cleopatra Hill Road, Clarkdale
$609,900
4 Beds ⋅ 3 Baths ⋅ 7002358 MLS ⋅ 2,235 SqFt.
Picture yourself in scenic Clarkdale! This upgraded 2023 home features a thoughtful split floor plan, extended patio, and custom fireplace. Nestled between Sedona, Jerome, and Old Town Cottonwood, this open concept single-level charmer with large kitchen island is designed for comfort, hosting, and entertaining. Spend weekends hiking, biking, or at local award-winning restaurants, art galleries, and tasting rooms. Community amenities include pickleball, basketball, play park, amphitheater, and walking paths. With its small-town charm and modern appointments, this is a rare chance to own a highly desirable property in the heart of Verde Valley.

576 Whistle Stop Road, Clarkdale
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.