Surprise Homes with 1031 Exchange New Financing

Surprise Homes with 1031 Exchange New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with a robust community spirit. Known for its warm climate and stunning desert landscapes, Surprise offers an array of outdoor activities, from hiking in the nearby White Tank Mountains to enjoying the lush greenery of the city’s many parks. With a growing population and a strong sense of community, it’s no wonder that Surprise has become a sought-after destination for families and retirees alike.

One of the standout features of the real estate market in Surprise is the availability of homes that qualify for 1031 Exchange financing. This unique investment strategy allows property owners to defer capital gains taxes when they sell an investment property and reinvest the proceeds into a new property. For those looking to expand their real estate portfolio or transition to a new investment, Surprise offers a diverse range of homes that can fit this financial strategy. Whether you’re seeking a single-family home, a townhome, or a rental property, you’ll find a wealth of options catering to various lifestyles and budgets.

In addition to its appealing homes, Surprise boasts a thriving economy, excellent schools, and a plethora of shopping and dining options. With its friendly atmosphere and commitment to community enhancement, Surprise is more than just a place to live; it’s a place to thrive. Explore the possibilities in this dynamic city and discover how the homes available with 1031 Exchange financing can help you achieve your real estate dreams.

Newest Surprise Homes with 1031 Exchange New Financing

4 Beds ⋅ 3 Baths ⋅ 7064482 MLS ⋅ 2,136 SqFt.

Beautifully renovated pool home in Surprise with extensive updates inside and out! Located in the growing 85388 area, this home offers convenient access to shopping, dining, recreation and the Loop 303 corridor. Enjoy nearby parks and outdoor amenities, along with Surprise Stadium, golf, and the expanding Prasada shopping and entertainment area. Inside, the refreshed interior features new LVP flooring and carpet, fresh interior paint, new baseboards and trim, updated doors and hardware, plus updated lighting and ceiling fans. The renovated kitchen showcases quartz countertops, refinished cabinetry with new hardware, an undermount stainless steel sink, updated faucet, recessed LED lighting and stainless steel appliances. Refreshed Bathrooms. See supllemental remarks for more details. Beautifully renovated pool home in Surprise with extensive updates inside and out! Located in the growing 85388 area, this home offers convenient access to shopping, dining, recreation and the Loop 303 corridor. Enjoy nearby parks and outdoor amenities, along with Surprise Stadium, golf, and the expanding Prasada shopping and entertainment area. Inside, the refreshed interior features new LVP flooring and carpet, fresh interior paint, new baseboards and trim, updated doors and hardware, plus updated lighting and ceiling fans. The renovated kitchen showcases quartz countertops, refinished cabinetry with new hardware, an undermount stainless steel sink, updated faucet, recessed LED lighting and stainless steel appliances. Bathrooms have been refreshed with updated fixtures, lighting, mirrors, faucets and resurfaced tub/shower surrounds. Additional improvements include a new AC unit along with numerous electrical and general updates throughout. Step outside to refreshed landscaping and a renovated swimming pool featuring new PebbleTec, an updated pool deck, new pool light, sand filter and pump. Extensive improvements combined with a desirable Surprise location make this home a must-see! List of Improvements: " HVAC: Replace existing air-conditioning unit with a new unit. " Landscaping: Complete landscaping cleanup, tree/vegetation removal, and general exterior landscape improvements. " Swimming Pool: Refinish pool with new PebbleTec; patch and paint pool deck; install new pool light fixture; replace sand filter and pool pump. " Interior Doors & Hardware: Replace missing/damaged interior doors and closet doors; install new door knobs, hinges, stops, deadbolts, and related hardware; service sliding glass door track and wheels. " Lighting & Electrical: Install new ceiling fans, interior and exterior light fixtures, recessed kitchen lighting, switches, outlets, junction boxes, GFCI outlets, and cover plates; replace miscellaneous bulbs and fixtures as needed. " Garage: Paint garage walls and ceiling; remove existing cabinet; power wash and clean garage floor; install new fire-rated prehung solid exterior door. " Laundry Room: Install new light fixture and washer drain pan. " Master Bathroom: Refinish/paint vanity cabinetry; install new cabinet hardware, vanity lighting, framed mirror, toilet seat, faucet, and shower valve trim; resurface tub/shower surround; remove medicine cabinet and repair drywall. " Downstairs Half Bathroom: Remove existing vanity, lighting, and mirror; install new pedestal sink, vanity light, framed mirror, toilet seat, and faucet. " Upstairs Bathroom: Refinish/paint vanity cabinetry; install new cabinet hardware, lighting, framed mirror, toilet seat, faucet, and shower valve trim; resurface tub/shower surround; remove medicine cabinet and repair drywall. " Kitchen Renovation: Repair/replace missing cabinet components; paint/refinish cabinetry and install new hardware; modify island to cabinet height; relocate electrical/plumbing as necessary; install new 2 cm quartz countertops with backsplash; install new undermount stainless-steel sink and faucet; install recessed LED lighting; reconnect existing garbage disposal and plumbing. " Flooring: Prepare existing concrete flooring and install new LVP throughout downstairs, upstairs laundry closet, and bathrooms; install new carpet and pad on stairs, upstairs hallway, loft, bedrooms, and bedroom closets. " Baseboards & Trim: Install new 4-inch flat baseboards throughout the home and repair damaged door trim. " Interior Painting: Paint the interior throughout, including eggshell-finish walls, flat ceilings, and semi-gloss baseboards, doors, and trim. " General Repairs & Safety Improvements: Install new smoke detectors and electronic keypad front-door lock; replace/update outlets, switches, plates, and GFCIs; remove satellite dish, loose wiring/cables, repair/refinish exterior gates. " Debris Removal/Demolition: Remove personal property, debris, and existing flooring as required in preparation for renovation. " Appliances: Install new stainless-steel kitchen appliances, including replacement range.

17514 W Boca Raton Road, Surprise

3 Beds ⋅ 3 Baths ⋅ 7064454 MLS ⋅ 2,764 SqFt.

Experience elevated Arizona living in desirable Surprise Farms! This beautifully maintained home offers a private resort-style backyard featuring a heated pool with slide & spa, outdoor kitchen with KokoMo grill, bar-top fire pit, gazebo, misters and a putting green. New landscaping, gutters, sun shades and storage shed enhance the outdoor experience. Inside, a desirable split floor plan offers a beautifully updated primary bath and laundry room, dedicated office and fresh paint throughout. The 3-car garage features a mini-split AC and new epoxy flooring. 18'' of added insulation throughout the home, a new water heater and solar provide exceptional energy efficiency and low utility costs. A thoughtfully upgraded home designed for both everyday comfort and effortless entertaining!

18458 W Marconi Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064343 MLS ⋅ 2,110 SqFt.

SPECIAL LOW-RATE financing, limited time & appliance move-in package with blinds this weekend only! Beautiful home has four bedrooms, and three full baths, really spacious. Entertaining will be fun in this kitchen, a huge island with breakfast bar, large walk-in pantry, white cabinets, quartz countertops, single bowl sink, stylish backsplash. Upgraded electrical options, pendant light prewires, plank wood look tile, 4'' baseboards make the home look amazing. Bathrooms include quartz counters, primary bath has walk in shower and huge closet, linen closet, dual sinks. A big back patio too! Great community amenities including pool, kid's splash pad, basketball, great lawn, dog parks and more!

18348 W Villa Hermosa Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064320 MLS ⋅ 1,352 SqFt.

Welcome home to this beautifully updated Surprise gem, ideally located close to shopping, dining, parks, entertainment, and everything the city has to offer. Featuring a BRAND NEW HVAC system with a smart thermostat, this move in ready home combines comfort, efficiency, and style. The updated kitchen and bathrooms offer modern finishes, while stunning porcelain tile flooring flows throughout the entire home for a clean and cohesive look. The spacious primary suite includes a private exit to the backyard, creating the perfect retreat for enjoying Arizona mornings and evenings. Step outside to an extended covered patio overlooking a large backyard that borders a school, providing added privacy with no immediate rear neighbors. Whether you're entertaining guests, relaxing outdoors or looking for room to play, this backyard delivers. With thoughtful upgrades throughout, a functional floor plan, and a prime location in the heart of Surprise, this home is an exceptional opportunity for first time buyers, downsizers, or anyone seeking a low maintenance lifestyle with modern updates.

15558 N 136th Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064307 MLS ⋅ 1,610 SqFt.

Seller Incentive up to $26,399 that can be used for closing costs and rate buy down with preferred lender. Beauty with three bedrooms plus a flex room great for office! Garage door is 8' with Smart garage door opener. Split primary bedroom with large walk-in closet, dual sinks. Separate dining area for family dinners. Entertainer's kitchen with brown cabinets, matte black hardware & fixtures, island with breakfast bar, upgraded faucet, single bowl sink, beautiful quartz countertops, GE stainless steel appliances with gas range. Energy efficient, Smart Home. Upgraded 8''x36'' tile throughout except bedrooms & closets. Upgraded electrical package, added 8' interior doors, soft water loop

25215 N 155th Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064209 MLS ⋅ 1,782 SqFt.

A home this new with a 4.0% assumable VA loan is an opportunity that's becoming increasingly rare. Eligible VA buyers can take advantage of assuming the seller's existing low-interest VA loan--offering significant savings compared to today's market rates. Built in 2022, this beautifully maintained 3-bedroom, 2-bath home offers 1,782 square feet of thoughtfully designed living space in the desirable North Copper Canyon community. The bright, open-concept floor plan is filled with natural light and seamlessly connects the great room, dining area, and kitchen--creating a space that's equally suited for everyday living and entertaining. The kitchen combines style and functionality with granite countertops, rich Maple Truffle cabinetry, stainless steel appliances, a spacious center island, and a pantry for additional storage. The refrigerator conveys, making move-in even easier. The split-bedroom layout provides added privacy, while the spacious primary suite offers a generous walk-in closet, dual vanities, and an upgraded super shower designed for comfort and relaxation. Additional features include smart home technology, a reverse osmosis system, water softener, overhead garage storage shelving, and laundry room shelving that all convey with the home. Step outside to a covered patio overlooking a low-maintenance backyard that's ready for your personal vision. With no direct rear neighbors, you'll enjoy a greater sense of openness and the flexibility to create the outdoor retreat you've always imagined. Located within walking distance of Canyon Park, residents enjoy exceptional community amenities including playgrounds, pickleball courts, basketball courts, dog parks, picnic areas, walking paths, expansive green spaces, bocce ball courts, horseshoe pits, and gathering areas that make it easy to enjoy Arizona living. Skip the construction timeline, avoid the added expense of finishing a new-build backyard, and take advantage of a financing opportunity that's difficult to find in today's market. This is more than a move-in-ready home, it's a smarter way to buy.

17837 W Country Club Terrace, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064000 MLS ⋅ 2,611 SqFt.

Step into your new life at this beautifully crafted home in the Skyview Collection at North Copper Canyon. Plan 9 is a two story-style haven, sprawling 2,611 square feet of living space. A long foyer invites you into the home, opening to a versatile dining room, followed by the open-concept great room, home to a cozy breakfast nook and kitchen, complete with a corner pantry. The great room also extends to a covered patio, perfect for relaxation. Situated at the back of the house for privacy, the primary suite boasts a large en-suite bathroom with a dual-sink vanity and walk-in closet. The additional bedrooms, which share a full bathroom, can be found at the front of the house. Completing this convenient, yet comfortable home is a full laundry room, mud room, and spacious 2-bay garage.

17943 W Creedance Boulevard, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063995 MLS ⋅ 1,971 SqFt.

The Skyview Collection at North Copper Canyon! The Erie Plan is a stunning single-story ranch home designed for modern living. The charming entryway leads into a bright foyer with 9' ceilings. The spacious kitchen features an island with granite slab countertop, a pantry, and a cozy breakfast nook. The great room, with direct backyard access, is ideal for relaxation and entertainment. The private primary suite includes a bath and a generous walk-in closet. Two additional bedrooms and a full second bath. A mudroom connected to the laundry room adds convenience. Century Home Connects smart home technology keeps you connected. The 2-bay garage with an opener completes this property. Amenities include, Pool, Splash pad, playground, sports court, dog park, picnic area, walking and more!!!

17947 W Camino De Oro Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7063988 MLS ⋅ 1,896 SqFt.

Be the first to move into this beautifully appointed and affordably priced, 4 Bed, 2 Bath home in North Copper Canyon Surprise, AZ! This 1896 sqft split floor plan is designed with privacy, functionality, and elegance in mind. The Dolce interior finishes include two tone paint and granite counter tops through out the home, upgraded ceramic wood tile in all common areas, culminated by 36'' Grayhound cabinetry and subway tile backsplash in the kitchen. Extras also include upgraded lighting, stainless steel appliances, and smart home features. Ask about our incentives and finance options!

18267 W Calle Lejos --, Surprise

4 Beds ⋅ 3 Baths ⋅ 7063986 MLS ⋅ 2,181 SqFt.

Come view the beautiful Plan 4 in the Vistas II Collection at North Copper Canyon! This 4 bedroom, 2 and a half bathroom home comes with fully upgraded Granite Countertops, Wood Look Tile flooring throughout and upgraded carpet in the bedrooms! 36 Inch Cabinets in the kitchen with a kitchen island. This Community includes a pool, putting green, playground, dog park, pickleball courts, basketball hoop and walking trails inside the gated community! Make this home yours! **Home is projecting to be complete in January**

18274 W Calle Lejos --, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063978 MLS ⋅ 1,789 SqFt.

Welcome to your dream home in the Vista Collection at North Copper Canyon. Check out the Wren Planâ''a beautifully designed single-story retreat. The private study leads into an open-concept layout with a spacious great room, dining area, and a well-equipped kitchen featuring a center island, granite slab counters, stainless steel appliances, and a step-in pantry. With 9' ceilings and ceramic tile flooring throughout key areas, this home combines style and practicality. The primary suite offers a walk-in closet and bath with dual vanities and a walk-in shower. Two secondary bedrooms share a well-appointed bath, and a mud room adds functional charm. This home also includes a covered patio, front yard landscaping, a two-car garage, and Century Home ConnectÂ® smart home technology.

18268 W Calle Lejos --, Surprise

2 Beds ⋅ 2 Baths ⋅ 7063778 MLS ⋅ 1,393 SqFt.

Beautifully updated and move-in ready! This meticulously maintained home features extensive recent improvements, including a stunning 2024 kitchen remodel with 42'' Diamond cabinetry, 4 cm quartz countertops, GE Profile appliances, vintage nickel hardware, custom automatic blinds and new recessed lighting. Additional updates include ALL new Andersen windows, LVP flooring throughout with no carpet, fresh interior paint, new baseboards, a newer water heater (2025), reverse osmosis system, Remi Halo whole-home air purification system (2026), updated electrical, plumbing fixtures, and modern ceiling fans throughout. The versatile floor plan includes a separate den, ideal for a home office or flex space. The community offers golf courses, pools, a recreation center, restaurants, and shopping, this home offers the perfect combination of comfort, quality, and location.

20680 N Shadow Mountain Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.