Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona, a vibrant city nestled in the heart of Maricopa County, where the sun shines bright and the community spirit flourishes! Known for its welcoming atmosphere and stunning desert landscapes, Surprise offers a perfect blend of suburban tranquility and urban convenience. With a rich array of parks, recreational facilities, and a variety of shopping and dining options, it’s no wonder that many are drawn to this dynamic city.

Surprise boasts a diverse selection of homes, making it an ideal place for families, retirees, and first-time buyers alike. One of the most appealing aspects of the housing market here is the availability of homes eligible for FHA new financing. This means that you can explore a range of properties that are not only affordable but also designed to accommodate various lifestyles and preferences. Whether you’re looking for a cozy single-family home or a spacious townhouse, there’s something for everyone.

The city is also known for its excellent schools, friendly neighborhoods, and a strong sense of community. With numerous events and festivals throughout the year, residents enjoy a lively social calendar that brings people together. Plus, with easy access to major highways, commuting to nearby Phoenix or other surrounding areas is a breeze.

If you’re considering making a move, Surprise, AZ, is a fantastic choice. With its beautiful homes, inviting atmosphere, and supportive community, it’s the perfect place to call home. Explore the possibilities today and discover why so many are choosing to settle in this charming city!

Newest Surprise Homes with FHA New Financing

$484,900

4 Beds ⋅ 3 Baths ⋅ 7088369 MLS ⋅ 2,096 SqFt.

Immaculate Newer Home Backing to Open Space in Desert Oasis! Offering 2,090 square feet, 4 bedrooms, 3 bathrooms, and a standout feature is the private Teen Suite! The upgraded gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, upgraded cabinetry, stainless steel appliances, a gas range, large center island, and spacious pantry. A large sliding glass door opens to the covered patio and low-maintenance backyard overlooking open space. Additional features include a tankless water heater, all appliances included, and a spacious 3-car garage with a convenient service door to the backyard. This beautifully upgraded 2023 home is better than new and ready for you to simply move in and enjoy!

28090 N 178th Lane, Surprise

$410,000

3 Beds ⋅ 2 Baths ⋅ 7088297 MLS ⋅ 1,374 SqFt.

SELLER OFFERING A 2/1 INTEREST RATE BUYDOWN! Why wait for a new build when this move-in-ready Marley Park home already includes the upgrades you want? This light-filled 3-bedroom, 2-bath home features an open-concept design and a stylish kitchen with quartz countertops and all appliances. The oversized, extended-depth garage provides room for larger vehicles, extra storage AND an EV charger. A powerful 12kW solar system w/Performance Guarantee designed to offset more than 100% of the homeowner's current electricity usage, complemented by upgraded attic insulation for added efficiency. Unlike many new builds, the backyard is already complete with professional landscaping, pavers, and low-maintenance turf! Enjoy Marley Park's exceptional lifestyle with nearby walking trails leading to the community clubhouse, fitness center and pool. Conveniently located near Prasada shopping, dining, entertainment and freeway access. Move in and start enjoying it from day one!

14664 W Valentine Street, Surprise

$542,500

3 Beds ⋅ 2 Baths ⋅ 7088264 MLS ⋅ 1,909 SqFt.

Have You been waiting for a NEWER HOME that feels FINISHED, UPGRADED, & TRULY SPECIAL- this one deserves a closer look. This Beautifully upgraded 2023 home in Homestead at Marley Park has it all! Situated on a desirable CORNER LOT with no neighbors behind, this home offers added privacy, stylish designer touches, & an open great-room layout perfect for modern living and your personal touch.The multi-panel sliding patio door creates a seamless indoor-outdoor experience, opening to a backyard retreat featuring low-maintenance turf w/an added spicket to cool the turf, a cozy fire pit, & exceptional outdoor living. Enjoy the added convenience of smart home technology, along with thoughtful upgrades and beautiful dÃ©cor throughout. Come take a look and discover the WOW you've been waiting for

13485 N 145th Drive, Surprise

$392,045

3 Beds ⋅ 3 Baths ⋅ 7088241 MLS ⋅ 1,737 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The impeccable Iris plan, a stunning three-bedroom home designed for modern living. Step inside to experience the spacious contemporary main-floor layout with soaring 9' ceilings that enhance the open feel. The heart of the home is the striking kitchen, complete with an inviting island and generous walk-in pantry, seamlessly overlooking the dining area and airy great room perfect for entertaining and everyday life. Your culinary adventures will be elevated with gorgeous granite slab countertops in the kitchen and baths, while elegant ceramic tile flooring adds sophistication throughout key areas. Step outside onto the covered patio to relax and discover the convenience of a mudroom for organization.

17422 W Villa Chula Lane, Surprise

$769,000

2 Beds ⋅ 3 Baths ⋅ 7088234 MLS ⋅ 2,352 SqFt.

Beautiful Craftsman Home with Exceptional Upgrades in Sterling Grove. Welcome to this stunning 2023-built Craftsman in the highly desirable Sterling Grove community! Offering 2,352 sq ft of beautifully designed living space, this 2-bedroom home features a versatile den that could easily serve as a 3rd bedroom, office, or flex space, along with 2.5 baths and an impressive 3-car garage. Step inside to a bright, spacious great room filled with natural light and designed for effortless entertaining. Two sets of sliding glass doors open to the covered rear patio, including an oversized double slider that seamlessly connects indoor and outdoor living. The gourmet kitchen is beautifully appointed with upgraded KitchenAid appliances, soft-close cabinetry throughout, a large island with sink, ...stunning charcoal quartz countertops carried throughout the home, and a generous walk-in pantry. The luxurious primary suite features a spa-inspired ensuite with a huge tiled walk-in shower, dual vanities, and a large walk-in closet. A well-appointed laundry room includes a utility sink, while the convenient mudroom provides an organized transition between the 3-car garage and main living area. Upgrades include luxury vinyl plank flooring throughout the main living areas, tile in the bathrooms and laundry room, carpeting in the bedrooms, ceiling fans in the bedrooms and great room, and window coverings throughout. Outdoor living is equally inviting with an approximately 12'6" x 14'6" covered rear patio and a welcoming covered front porch measuring approximately 19' x 10'. The spacious 3-car garage offers excellent flexibility, with one bay measuring approximately 19'6" x 11' and the double bay approximately 21'1/2" x 20', sharing a common area. This exceptional home combines Craftsman charm, thoughtful design, quality finishes, and an abundance of natural light. Beautifully maintained and move-in ready, it offers the perfect blend of comfort and style in one of Surprise's sought-after community.

17440 W Carlisle Drive, Surprise

$599,999

3 Beds ⋅ 3 Baths ⋅ 7088211 MLS ⋅ 2,506 SqFt.

Prepare to be WOWED! This one-of-a-kind retreat in the highly sought-after Marley Park features 3 bdrms, 2.5 baths, plus a versatile flex room. This impeccably upgraded home offers the perfect blend of comfort, style, & resort-inspired amenities. Step into your private backyard oasis, complete w/ heated PebbleTec pool & spa, oversized Baja shelf, tranquil water feature, stunning hand-painted ocean mural, solar shower, & elegant gazebo w/ lighting & fan. Entertain effortlessly with the built-in BBQ, mini fridge, and expansive travertine patio enclosed by roll-down screens for year-round enjoyment. Inside, you'll discover thoughtful upgrades at every turn, including custom barn doors, a spa-worthy tiled walk-in shower, plantation shutters throughout, gourmet kitchen w/ granite countertops, oversized island, abundant cabinetry accented with stylish hardware, tiled backsplash, and a spacious walk-in pantry. Additional highlights include a whole-home salt-free water softener, security system, garage storage solutions, gutters, and exceptional curb appeal w/ paved driveway and entry. Perfectly located near Prasada's premier shopping and dining, Loop 303, & Spring Training facilities, this rare gem truly has it all. Act fast, homes like this don't come along often. Your dream oasis is waiting.

14665 W Corrine Drive, Surprise

$499,900

3 Beds ⋅ 2 Baths ⋅ 7088185 MLS ⋅ 2,449 SqFt.

Rare opportunity to own a single-level home in the highly sought-after Litchfield Manor--single-story homes with pools seldom come on the market here. This great property features a sparkling pool with a tranquil fountain, an outdoor fireplace, a built-in grill area, & a misting system on the back patio--perfect for entertaining or relaxing year-round. Inside, enjoy new tile flooring throughout all main living areas, combining style & durability. The kitchen includes a gas stove/cooktop, extended counters & cabinetry in the breakfast area, & a large island--ideal for both everyday use & hosting. Additional upgrades include newer exterior paint, 2 newer AC units (2022 & 2024), new water heater (2026) & SOLAR panels owned outright, a great fit for Arizona's sunny climate, helping to reduce.. monthly utility bills & support energy efficiency. Located just down the street from the community park & within 5 miles of popular attractions like Surprise Stadium, the Surprise Aquatic Center, & Uptown Alley for bowling, dining, & entertainment, this home blends lifestyle & location in one exceptional package.

13630 W Redfield Road, Surprise

$529,000

5 Beds ⋅ 3 Baths ⋅ 7088099 MLS ⋅ 3,093 SqFt.

Space for everyone in this Veramonte two-story: 5 bedrooms, 3 bathrooms, and a main-level office across 3,093 sq ft. The kitchen anchors the home with a center island, breakfast bar, granite counters, gas range, pantry, and an eat-in dining area that opens to the family room with its fireplace and built-in media wall. Separate formal living and dining rooms give you a second place to gather. Upstairs, vaulted ceilings carry through to the primary suite with walk-in closet, dual sinks, soaking tub, and separate shower. Out back, a covered patio and block-fenced yard. RV gate and 2-car garage. Built by Richmond American in 2005. Close to shopping, dining, and parks in Surprise. Professional photos to follow.

12827 N 142nd Avenue, Surprise

$349,900

4 Beds ⋅ 3 Baths ⋅ 7088042 MLS ⋅ 1,898 SqFt.

MOVE-IN READY AND WAITING FOR YOU! This beautifully maintained two-story home features 4 bedrooms, 2.5 bathrooms, newer kitchen appliances, and stylish wood-look tile flooring. The spacious primary suite boasts a walk-in closet and dual sink vanity for added convenience. Enjoy indoor comfort with carpet in all the right places and outdoor living on the covered patio, perfect for Arizona evenings. Located near popular restaurants, shopping, and entertainment, this home combines comfort, convenience, and value in one exceptional package.

17322 N 185th Lane, Surprise

$375,999

3 Beds ⋅ 2 Baths ⋅ 7087996 MLS ⋅ 1,440 SqFt.

Don't miss this great opportunity. 3br/2b ranch property on 1.13 acre with 2 RV hookups. No HOA restrictions so enjoy your freedom! Lovely interior, with recently exterior/interior paint(2024), newer a/c (2024), newer tankless hot water heater(2024), newer laminate flooring(2024), brand new wi-fi refrigerator(2026), and new roof replacement(2021). Primary bedroom includes 2 closets, one which is a walk-in, private ensuite bathroom with oversized soaker tub and a separate shower along with dual sinks. Enjoy nature outside on your misted covered patio for dining or lounging. Patio is immense (16ftx48ft) with lighting, fan and misting for your outdoor comfort. Design your own backyard with finishing touches that you desire. Don't miss out on this non-restrictive expansive lot/upgraded home.

16608 W Gloria Lane W, Surprise

$359,900

3 Beds ⋅ 2 Baths ⋅ 7087953 MLS ⋅ 1,513 SqFt.

Built in 2023 and move-in ready, this single-story 3 bed, 2 bath home offers 1,510 SF of near-new living with modern finishes throughout. An 8-ft entry door opens to an open floor plan with 9-ft ceilings and Emser porcelain tile across the main living areas. The great room flows to an extended covered patio, perfect for relaxing or entertaining. The kitchen features Cosentino quartz countertops, 42-in upper cabinets, an undermount sink and Whirlpool stainless steel appliances. The primary suite offers a large walk-in closet and a bath with a dual-sink vanity and walk-in shower. Front landscaping on a timed irrigation system keeps curb appeal easy, and the open backyard is a blank canvas for your pool, garden or play space.

17812 W Oberlin Way, Surprise

$499,950

4 Beds ⋅ 3 Baths ⋅ 7087923 MLS ⋅ 3,435 SqFt.

Welcome to 13740 W Banff Lane, a spacious two-story Surprise home offering an impressive combination of space, functionality, and everyday comfort. With 4 bedrooms, 3 bathrooms, a 3-car garage, and a generously sized lot, this home provides plenty of room to live, work, entertain, and relax. Location is another highlight, with convenient access to shopping, dining, groceries, recreation, and everyday services.

13740 W Banff Lane, Surprise

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