Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a hidden gem nestled within the vibrant Maricopa County. Known for its warm, welcoming community and stunning desert landscapes, Surprise is more than just a name; it’s a delightful surprise waiting to be explored. With a population that has steadily grown over the years, this city offers a perfect blend of suburban charm and modern amenities. Residents enjoy easy access to beautiful parks, top-notch schools, and a variety of shopping and dining options, making it an ideal place for families and individuals alike.

Surprise is not just about its picturesque surroundings; it also boasts a thriving real estate market, particularly for those interested in homes with conventional new financing options. Whether you're a first-time homebuyer or looking to invest, the city offers a diverse range of properties that cater to various tastes and budgets. From cozy single-family homes to more spacious modern designs, there’s something for everyone in this dynamic community.

With a strong emphasis on growth and development, Surprise is committed to providing residents with a high quality of life. The city hosts numerous community events throughout the year, fostering a strong sense of belonging among its residents. As you explore your options for homeownership here, you’ll find that conventional financing makes it easier than ever to turn your dream of living in this enchanting city into a reality. Discover the charm of Surprise, AZ, and find your perfect home in this remarkable community today!

Newest Surprise Homes with Conventional New Financing

14575 W Mountain View Boulevard Unit 11119, Surprise

$240,000

2 Beds ⋅ 2 Baths ⋅ 7088557 MLS ⋅ 1,289 SqFt.

Enjoy refined resort living in this elevated ground-floor Park Place residence, ideally located just steps from the clubhouse, pool, and BBQ area. Designed for effortless entertaining and privacy, this 2-bedroom, 2-bath home features a split floor plan, sleek Pergo-style flooring, and an open kitchen finished with stainless steel appliances, granite countertops, and maple cabinetry. A private patio entrance provides convenient, direct access to your reserved parking spot, while the secure gated community offers top-tier amenities including a heated pool and spa, fitness center, theater room, business center, walking trails, and bocce ball courts.

14575 W Mountain View Boulevard Unit 11119, Surprise

$426,990

4 Beds ⋅ 3 Baths ⋅ 7088483 MLS ⋅ 2,244 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Powderhorn offers 4 bedrooms, 3 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a stainless steel hood, gas cooktop, microwave, convection oven, classic white Shaker cabinetry, and ceramic countertops. Refrigerator, washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16437 W Chama Drive, Surprise

$421,990

4 Beds ⋅ 3 Baths ⋅ 7088479 MLS ⋅ 2,244 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Powderhorn offers 4 bedrooms, 3 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a stainless steel hood, gas cooktop, microwave, convection oven, upgraded warm natural cabinetry, and ceramic countertops. Refrigerator, washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16455 W Chama Drive, Surprise

$381,990

3 Beds ⋅ 3 Baths ⋅ 7088471 MLS ⋅ 1,744 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Silverton offers 3 bedrooms, 2.5 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a gas cooktop, stainless steel microwave and convection oven, classic Shaker white cabinetry, granite countertops, and a refrigerator. Washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16441 W Chama Drive, Surprise

$425,000

2 Beds ⋅ 2 Baths ⋅ 7088410 MLS ⋅ 1,666 SqFt.

GATED ADULT COMMUNITY - PLANTATION SHUTTERS - GARAGE MINI-SPLIT! Why wait for new when this upgraded, well maintained home is available now? The kitchen features a large island, gas range, stainless appliances, abundant cabinetry and convenient rollout shelves for easy storage. Plantation shutters and tile flooring add a clean, finished look throughout the main living areas. Spacious primary suite with walk-in shower and dual sinks. Large laundry room with cabinets and extra storage and access to master closet. The 2.5 car garage is a standout with its own mini-split A/C, perfect for a workshop, hobby space or climate-controlled storage. Outside, enjoy a covered patio, extended pavers and easy-care landscaping. Located in a gated adult community with heated pool, lake and much more.

24914 N 172nd Drive, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS ⋅ 1,646 SqFt.

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

$484,900

4 Beds ⋅ 3 Baths ⋅ 7088369 MLS ⋅ 2,096 SqFt.

Immaculate Newer Home Backing to Open Space in Desert Oasis! Offering 2,090 square feet, 4 bedrooms, 3 bathrooms, and a standout feature is the private Teen Suite! The upgraded gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, upgraded cabinetry, stainless steel appliances, a gas range, large center island, and spacious pantry. A large sliding glass door opens to the covered patio and low-maintenance backyard overlooking open space. Additional features include a tankless water heater, all appliances included, and a spacious 3-car garage with a convenient service door to the backyard. This beautifully upgraded 2023 home is better than new and ready for you to simply move in and enjoy!

28090 N 178th Lane, Surprise

$514,900

3 Beds ⋅ 2 Baths ⋅ 7088336 MLS ⋅ 2,282 SqFt.

Beautifully well maintained Stonecrest model situated on a quiet cul-de-sac in THE GRAND. NEW UNDERLAYMENT ROOF JAN 2025 to include a transferable warranty. Newer PVC irrigation and timer with a beautiful fenced in backyard with citrus trees and lots of foliage for privacy. This is truly a must see.

20149 N Sonoran Court, Surprise

$410,000

3 Beds ⋅ 2 Baths ⋅ 7088297 MLS ⋅ 1,374 SqFt.

SELLER OFFERING A 2/1 INTEREST RATE BUYDOWN! Why wait for a new build when this move-in-ready Marley Park home already includes the upgrades you want? This light-filled 3-bedroom, 2-bath home features an open-concept design and a stylish kitchen with quartz countertops and all appliances. The oversized, extended-depth garage provides room for larger vehicles, extra storage AND an EV charger. A powerful 12kW solar system w/Performance Guarantee designed to offset more than 100% of the homeowner's current electricity usage, complemented by upgraded attic insulation for added efficiency. Unlike many new builds, the backyard is already complete with professional landscaping, pavers, and low-maintenance turf! Enjoy Marley Park's exceptional lifestyle with nearby walking trails leading to the community clubhouse, fitness center and pool. Conveniently located near Prasada shopping, dining, entertainment and freeway access. Move in and start enjoying it from day one!

14664 W Valentine Street, Surprise

$542,500

3 Beds ⋅ 2 Baths ⋅ 7088264 MLS ⋅ 1,909 SqFt.

Have You been waiting for a NEWER HOME that feels FINISHED, UPGRADED, & TRULY SPECIAL- this one deserves a closer look. This Beautifully upgraded 2023 home in Homestead at Marley Park has it all! Situated on a desirable CORNER LOT with no neighbors behind, this home offers added privacy, stylish designer touches, & an open great-room layout perfect for modern living and your personal touch.The multi-panel sliding patio door creates a seamless indoor-outdoor experience, opening to a backyard retreat featuring low-maintenance turf w/an added spicket to cool the turf, a cozy fire pit, & exceptional outdoor living. Enjoy the added convenience of smart home technology, along with thoughtful upgrades and beautiful dÃ©cor throughout. Come take a look and discover the WOW you've been waiting for

13485 N 145th Drive, Surprise

$392,045

3 Beds ⋅ 3 Baths ⋅ 7088241 MLS ⋅ 1,737 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The impeccable Iris plan, a stunning three-bedroom home designed for modern living. Step inside to experience the spacious contemporary main-floor layout with soaring 9' ceilings that enhance the open feel. The heart of the home is the striking kitchen, complete with an inviting island and generous walk-in pantry, seamlessly overlooking the dining area and airy great room perfect for entertaining and everyday life. Your culinary adventures will be elevated with gorgeous granite slab countertops in the kitchen and baths, while elegant ceramic tile flooring adds sophistication throughout key areas. Step outside onto the covered patio to relax and discover the convenience of a mudroom for organization.

17422 W Villa Chula Lane, Surprise

$769,000

2 Beds ⋅ 3 Baths ⋅ 7088234 MLS ⋅ 2,352 SqFt.

Beautiful Craftsman Home with Exceptional Upgrades in Sterling Grove. Welcome to this stunning 2023-built Craftsman in the highly desirable Sterling Grove community! Offering 2,352 sq ft of beautifully designed living space, this 2-bedroom home features a versatile den that could easily serve as a 3rd bedroom, office, or flex space, along with 2.5 baths and an impressive 3-car garage. Step inside to a bright, spacious great room filled with natural light and designed for effortless entertaining. Two sets of sliding glass doors open to the covered rear patio, including an oversized double slider that seamlessly connects indoor and outdoor living. The gourmet kitchen is beautifully appointed with upgraded KitchenAid appliances, soft-close cabinetry throughout, a large island with sink, ...stunning charcoal quartz countertops carried throughout the home, and a generous walk-in pantry. The luxurious primary suite features a spa-inspired ensuite with a huge tiled walk-in shower, dual vanities, and a large walk-in closet. A well-appointed laundry room includes a utility sink, while the convenient mudroom provides an organized transition between the 3-car garage and main living area. Upgrades include luxury vinyl plank flooring throughout the main living areas, tile in the bathrooms and laundry room, carpeting in the bedrooms, ceiling fans in the bedrooms and great room, and window coverings throughout. Outdoor living is equally inviting with an approximately 12'6" x 14'6" covered rear patio and a welcoming covered front porch measuring approximately 19' x 10'. The spacious 3-car garage offers excellent flexibility, with one bay measuring approximately 19'6" x 11' and the double bay approximately 21'1/2" x 20', sharing a common area. This exceptional home combines Craftsman charm, thoughtful design, quality finishes, and an abundance of natural light. Beautifully maintained and move-in ready, it offers the perfect blend of comfort and style in one of Surprise's sought-after community.

17440 W Carlisle Drive, Surprise

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