Surprise Homes with Cash New Financing

Welcome to Surprise, Arizona—a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! With its stunning desert landscapes, rich history, and a warm community spirit, Surprise is a hidden gem waiting to be discovered. This city has blossomed into a thriving hub for families, retirees, and everyone in between, offering a perfect blend of suburban tranquility and urban convenience.

Surprise boasts a wealth of amenities, including beautiful parks, top-notch schools, and a bustling shopping scene. Whether you’re exploring the scenic trails at the White Tank Mountain Regional Park or enjoying a game at the Surprise Stadium, there’s always something to do. The city also hosts a variety of community events throughout the year, fostering a strong sense of belonging and connection among residents.

For those looking to invest in their dream home, Surprise offers an array of housing options to suit every lifestyle. Homes here are often more affordable compared to nearby metropolitan areas, making it an ideal choice for first-time buyers and seasoned investors alike. With the option of cash new financing available, purchasing your perfect home has never been easier. This financing option allows for a smoother transaction process, enabling buyers to secure their ideal property without the hassle of traditional financing.

Whether you’re looking for a cozy starter home or a spacious family residence, Surprise has something for everyone. Come explore all that this enchanting city has to offer and discover why so many are choosing to call Surprise home!

Newest Surprise Homes with Cash New Financing

$519,990

4 Beds ⋅ 3 Baths ⋅ 7086408 MLS ⋅ 2,545 SqFt.

Located in the Asante community of North Surprise, this 4-bedroom, 3-bath home plus den offers a functional floor plan with desirable features throughout. The kitchen includes granite countertops, a spacious island, and a walk-in pantry, providing ample storage and workspace. A tankless water heater adds efficiency and convenience. The front and backyard are landscaped, creating an inviting outdoor setting for relaxing or entertaining. Conveniently located near the continued development of North Surprise and North Peoria, with shopping, dining, recreation, and services nearby. Enjoy the opportunity to be part of the continued growth of the West Valley.

16699 W Saguaro Park Lane, Surprise

$345,000

3 Beds ⋅ 2 Baths ⋅ 7086389 MLS ⋅ 1,677 SqFt.

Welcome home to this inviting single-level 3-bedroom, 2-bath home in the heart of Surprise! Offering approximately 1,677 square feet of comfortable living space, this home features a functional, open floor plan designed for both everyday living and entertaining. Spacious living areas offer plenty of natural light, while the kitchen provides ample cabinetry, counter space, and room to gather with family and friends. The primary suite provides a comfortable retreat with a private bath, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy a private backyard with plenty of potential for entertaining, gardening, play, or creating your own Arizona outdoor oasis. An attached 2-car garage provides additional parking and storage. Conveniently located near parks, schools, shopping, dining, entertainment, and major roadways, this home offers a wonderful combination of space, location, and value. Don't miss the opportunity to make this Surprise home your own!

16195 W Watson Lane, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7086386 MLS ⋅ 1,970 SqFt.

Your next chapter starts here. This move-in-ready home blends contemporary finishes with everyday comfort: warm plank tile flooring, fresh designer paint, and a kitchen made for gathering. Granite countertops, stainless steel appliances, and updated lighting throughout. Stay comfortable year-round with a newer AC system already in place. And the location? Hard to beat. You're minutes from shopping, dining, and entertainment, with Surprise Stadium nearby for spring training season regulars. This one won't last, inquire today to learn more.

16740 N 153rd Drive, Surprise

$419,900

2 Beds ⋅ 2 Baths ⋅ 7086279 MLS ⋅ 1,640 SqFt.

MUST SEE this popular Kennedy floor plan. This upgraded single-level home features 2 bedrooms, 2 bathrooms and a den/office is located in Heritage Asante, a gated community for active adults 55 and over. Built by Lennar, is on a premium, larger lot that has no back neighbor with a gorgeous open sky view. This Everything Included (EI) home has many upgrades that are not currently offered in the spec homes for sale. This home features granite counter-tops, stylish upgraded flooring, tall shaker style cabinets w/hardware, STAINLESS STEEL appliances, GAS stove, Kitchen Breakfast Bar Island, 8' tall doors with lever hardware, upgraded washer and dryer, high ceilings, upgraded shower with seat, upgraded window coverings, canned lighting, pre-wire for ceiling fans and kitchen pendant lights Ring doorbell, Ring Security System, Programmable Thermostat, Surround Sound pre-wire, High outlets with TV cat 6 wiring, Fully landscaped front and backyard with pavers and putting green. 2-car garage with extra golf cart parking. Resort style amenities include the Heritage Clubhouse, Pickleball courts, bocce ball, 9-hole putting course, heated pool, state-of-the-art fitness center, lakes, trails, dog parks and more - all exclusive to Asante Heritage residents.

25097 N 173rd Drive, Surprise

$405,000

3 Beds ⋅ 2 Baths ⋅ 7086274 MLS ⋅ 1,668 SqFt.

Relax in your own private backyard pool at this inviting 3-bedroom, 2-bath home in the Mountain Vista Ranch community of Surprise. Perfect for relaxing, entertaining, and cooling off during Arizona's warmer months, the pool creates a backyard retreat you can enjoy throughout the year. Inside, the home features a comfortable, functional layout with spacious living areas, a well-appointed kitchen, and generously sized bedrooms. Tile and carpet flooring offer a practical combination, while the attached garage adds everyday convenience. Ideally located near parks, shopping, dining, and major roadways, this home delivers comfortable living with the added benefit of a private pool.

15866 W Tara Lane, Surprise

$365,000

3 Beds ⋅ 2 Baths ⋅ 7086268 MLS ⋅ 1,419 SqFt.

This 3-bedroom, 2-bath home offers 1,419 sq ft of living space on a 6,000 sq ft lot with a 2-car garage. Inside, the home features a spacious living room with tile flooring, a separate dining area, and a kitchen with a center island, generous cabinet space, and stainless steel appliances. The primary bedroom is generously sized and includes an en-suite bath, walk-in closet, and direct access to the covered patio. Two additional bedrooms and a second full bath complete the interior, along with a dedicated laundry area. The backyard is a standout feature, offering a large covered patio with roll-down sun shades, multiple seating and entertaining areas, low-maintenance artificial turf and pavers, and a private pool with a slide. The pool area is separately fenced, while the rest of the yard still provides plenty of usable outdoor space for dining, grilling, or relaxing. With a functional single-level layout, a 2-car garage, and a backyard built for Arizona living, this home offers a great combination of indoor comfort and outdoor space.

15808 N 138th Lane, Surprise

$540,000

2 Beds ⋅ 2 Baths ⋅ 7086183 MLS ⋅ 1,936 SqFt.

Situated on a premium homesite just steps from the community center, this like-new single-story residence blends modern elegance with thoughtful design. Wood-plank tile flooring enhances the main living areas, while plush carpet adds comfort to the bedrooms. A private front bedroom and sophisticated den create the perfect retreat for guests or a refined home office. The chef's kitchen showcases white cabinetry, granite countertops, gas range, double ovens, and a spacious walk-in pantry, seamlessly opening to the light-filled Great Room. The serene owner's suite offers a spa-inspired bath with dual vanities, an oversized tiled shower, and a rare direct laundry room connection. Sliding glass doors reveal a covered patio and beautifully landscaped yard with lush turf, greenery & sunsets.

24505 N 173rd Lane, Surprise

$1,150,000

4 Beds ⋅ 4 Baths ⋅ 7086071 MLS ⋅ 3,209 SqFt.

GOLF COURSE + OVERSIZED CASITA + 3.5-CAR GARAGE! Tucked on a private cul-de-sac on the 11th hole of Granite Falls North with mountain & sunset views. The custom casita is the largest in The Grand, with its own entry, 3/4 bath, wet bar & AC. The climate-controlled garage fits your cars AND golf cart. Inside: a beautiful media center with fireplace, kitchen with granite, huge island, gas cooktop & stainless appliances, HUGE primary suite with sitting area, custom closets in EVERY ROOM, plantation shutters, skylights & new plank flooring. Backyard is a true resort: built-in BBQ, fire pit, putting green, water feature, fans & mature trees. NEWER roof (2020), HVAC (2021), windows (2022), doors & water heater (2026) . Plus fiber internet, alarm & RO. The oversized primary bedroom offers direct backyard access, a spa-like private bath w/dual vanities, a separate corner soaking tub & glass-enclosed tiled shower, and a walk-in closet w/built-in shelving. A secondary bedroom also includes an ensuite, a walk-in closet, and direct patio access. The casita provides its own living space, kitchenette, and bathroom. Outside, an extended covered patio, multiple seating areas, a built-in BBQ, a fire pit, and artificial turf with a putting green create a private retreat for relaxing and entertaining. Enjoy The Grand's golf courses, recreation centers, pools, fitness facilities, and activity clubs. Move-in ready!

15442 W Miramonte Court, Surprise

$479,900

4 Beds ⋅ 3 Baths ⋅ 7085971 MLS ⋅ 2,178 SqFt.

This is it! Make yourself at home in this fabulous 4-bedroom residence nestled on a desirable corner lot--one of the only two story homes on the block! Discover a large & bright open floor plan offering an excellent flow for gatherings and everyday living. The kitchen comes with abundant cabinetry, stainless steel appliances, and a center island with a breakfast bar. A powder room is on the main level for convenience. Upstairs, a sizable loft is ideal for an additional living area, office, or playroom. Impeccable primary bedroom is complete with a private bathroom and a walk-in closet. Outside, the spacious backyard features a covered patio and plenty of room to bring your outdoor vision to life, including the possibility of adding a future pool. Hurry! A deal like this won't last long!

18587 W Williams Road, Surprise

$598,900

3 Beds ⋅ 2 Baths ⋅ 7085967 MLS ⋅ 1,762 SqFt.

Escape to peaceful desert living in this beautiful, move-in-ready 3-bedroom, 2-bath custom home on 1.25 acres where there is no HOA and horses are welcome! Enjoy plantation shutters, granite countertops, stainless steel appliances, upgraded cabinetry and ceiling fans throughout. The spacious primary suite features a jetted tub and tiled walk-in shower. Outside offers two RV gates, a covered patio, storage shed and landscaped backyard. Easily accessible from 163rd Ave, this property offers privacy, beautiful mountain views and quiet desert nights.

28419 N 150th Lane, Surprise

$489,000

4 Beds ⋅ 3 Baths ⋅ 7085883 MLS ⋅ 2,408 SqFt.

Indoor space for everyone and a resort-style backyard in Greenway Parc at Surprise. This 4-bedroom, 2.5-bath KB Home offers 2,408 sq ft with a bedroom downstairs, a versatile upstairs loft for an office, playroom or media space, and wood-look flooring through the main living areas. The kitchen has granite counters, stainless steel appliances, generous cabinetry, a breakfast bar and an eat-in dining area overlooking the yard. Upstairs, the primary suite has a walk-in closet and a bath with dual sinks and a separate shower and tub. Outside, a covered patio opens to a sparkling private pool, a grassy play area, a storage shed and overhead café lights for Arizona evenings. RV gate, solar, 2-car garage and inside laundry round it out, with quick access to Loop 303, shopping and dining.

15561 W Gelding Drive, Surprise

$379,000

2 Beds ⋅ 2 Baths ⋅ 7085882 MLS ⋅ 1,169 SqFt.

Welcome home to your Brand New Fully updated and remodeled Willow home in ''The Grand.'' Resort style living at it's finest. This beautiful 2 bdrm 2 bath home has been renovated top to bottom including gorgeous LVP flooring in all areas with 4'' baseboards. Both showers have beautiful new large neutral tile with pebble niches & flooring. Your perfect new kitchen boasts brand new quartz counter tops with a lowered breakfast bar, subway tiled backsplash with all SS appliances including new dishwasher, sink, faucet and disposal. Quartz counter tops throughout are updated w brushed nickel finishes including all ceiling fans, lights, & door hardware. New sinks too! Painted a lovely designer neutral color to blend perfectly with the new decor. Top down bottom up window coverings! New Roof!

16275 W Desert Winds Drive, Surprise

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